The Payment Infrastructure That Powers FinTech Innovation

Empowering Fintech's to Build the Future of Finance

Building a FinTech is hard. Building the payment infrastructure shouldn't be.

At MEPS, we provide the robust, scalable, and secure payment infrastructure that lets you focus on what matters most—your product, your customers, and your growth. Whether you're launching digital wallets, enabling instant payments, or creating the next breakthrough financial service, we've got the foundation covered.

Core Solutions for FinTech’s

Real-Time Payment Infrastructure

BIN Sponsorship – Fast-Track Your Launch

Get to market faster—MEPS sponsors your FinTech under our license’s infrastructure, eliminating months of regulatory approval and compliance setup. Launch payment services with full card network connectivity while we handle the regulatory complexity.

What you get:

  • Immediate access to Visa, Mastercard, and UnionPay networks.

  • PCI-DSS certified infrastructure.

  • Reduced time-to-market from years to months.

  • Complete regulatory and compliance support.

Perfect for: Payment apps, digital wallets, card programs, remittance platforms.

MEPS Pay In / Pay Out

Enable instant, frictionless payments to bank accounts and mobile wallets—no cards required. Your customers send and receive funds in real-time through phone numbers, CliQ aliases, or IBANs.

What you can build:

  • Instant disbursements to employees, contractors, or gig workers.

  • Real-time customer payouts and refunds.

  • Automated bulk payments to unlimited recipients.

  • Scheduled future payments.

  • Request-to-Pay functionality for better payment control.

Why it matters: ✓ Works 24/7/365—no holidays, no after-hours delays
✓ Eliminates paper cheques and in-person transactions
✓ Secure electronic documentation of all transfers
✓ Scalable infrastructure proven by global FinTech leaders

Already powering: insurance companies, educational institutions, brokerage, etc.

Digital Wallet Solutions

Customer Wallet – B2C Mobile Payments

Launch a consumer-facing mobile wallet that lets users pay, transfer, and track transactions from their smartphones.

What's included:

  • Simple mobile app integration via API.

  • User registration through mobile numbers.

  • Prepaid card linking for fund loading.

  • Two-factor authentication and encryption.

  • Transaction history and spending reports.

  • Rewards, discounts, and cashback capabilities.

Perfect for: Consumer payment apps, loyalty programs, marketplace platforms.

Merchant Wallet – B2B Payment Solutions

Empower business owners to accept payments, manage sales, and track revenue through mobile or web interfaces.

What's included:

  • POS system integration for in-store payments.

  • E-commerce platform connectivity.

  • Real-time transaction notifications.

  • QR code and NFC payment acceptance.

  • Revenue analytics and customer behavior insights.

  • Simplified accounting and reporting.

Perfect for: SME banking solutions, merchant service providers, business management platforms.

Agent Portal & Card Management

Agent Card Portal

Provide your service desks, branches, and agents with real-time card management capabilities through an intuitive web portal.

What agents can do:

  • Issue cards and manage statuses instantly.

  • Process reloads, redemptions, cash-in, and cash-out.

  • Manage inventory and stock levels.

  • Track balances across cards, agents, and sub-agents.

  • Update KYC information seamlessly.

Also available as mobile application for on-the-go agent operations.

Benefits:

✓ Minimize operational headaches at service desks.
✓ Real-time card lifecycle management.
✓ Delegated control with proper security protocols.
✓ Scalable for networks of any size.

Advanced Card Solutions

Tokenization (Mobile Payments)

Enable secure digital payments through mobile devices. Seamlessly connect to Mastercard Digital Enablement Service (MDES) and Visa Token Service (VTS) for enhanced security and convenience.

What you enable:

  • Apple Pay, Google Pay, Samsung Pay integration.

  • Secure card-on-file for subscriptions.

  • One-tap checkout experiences.

  • Protected card details through tokenization.

Virtual Prepaid Cards

Issue virtual cards instantly through our secure payment gateway. Card details (number, CVV, expiry) delivered directly to mobile devices for immediate online purchases.

Perfect for: Digital-first services, promotional campaigns, instant rewards programs

Multi-Currency Solution

Enable customers to manage multiple currencies on a single card, simplifying international transactions with same-currency processing.

Perfect for: Travel apps, cross-border payment platforms, international marketplaces.

Why FinTechs Choose MEPS

  • Fast-Track Your Launch with BIN Sponsorship: Ability to Sponsor the Fintech Under Meps.

  • Proven Infrastructure Licensed by Central Bank of Jordan and trusted by global FinTech leaders.

  • Rapid Integration Comprehensive APIs designed for quick implementation and scalability.

  • Complete Ecosystem From payment processing to wallet solutions to agent networks—everything you need.

  • Real-Time Operations 24/7/365 payment processing with instant settlement capabilities.

  • Regulatory Compliance PCI-DSS certified with built-in compliance and security standards.

  • Scalable Architecture Infrastructure that grows with your business—from startup to enterprise.

  • Expert Partnership Dedicated technical support and strategic guidance for your success.

Ready to Build Your FinTech Solution?

Whether you're launching your first product or scaling to new markets, MEPS provides the payment infrastructure that lets you innovate faster

Contact Us